Pressure washing involves real risk — water intrusion into buildings, damage to surfaces, slip hazards from wet walkways, and potential injury from high-pressure equipment. Here's what insurance a pressure washing contractor must carry before working on your Boston property.
General liability insurance covers property damage the contractor causes during the course of work. For pressure washing, relevant damage scenarios include: water forced into building through improperly sealed windows or joints, damage to surfaces from excessive pressure, water damage to interior spaces from high-pressure water around doors and windows, and damage to landscaping from runoff. Minimum general liability for any pressure washing contractor working on Boston commercial or residential property: $1 million per occurrence, $2 million aggregate. Ask for a certificate of insurance before work begins — not after. Massachusetts contractor requirements →
If a pressure washing contractor's employee is injured on your property and the contractor doesn't carry workers' compensation insurance, you can be liable for their medical costs under Massachusetts law. Workers' compensation isn't optional — it's required for any contractor with employees in Massachusetts. Request a workers' compensation certificate along with the general liability certificate. Sole proprietors with no employees may be exempt, but any contractor with a crew needs it. Verify the certificate is current by checking the policy expiration date. MA Office of Consumer Affairs →
Massachusetts requires any contractor performing home improvement work valued over $1,000 to hold a Home Improvement Contractor (HIC) license. Pressure washing a Boston home typically exceeds this threshold. Verify the contractor's HIC license at mass.gov/hic-lookup before any work begins. An unlicensed contractor has no accountability to the state's consumer protection system, and their work isn't covered by the HIC guarantee fund if problems arise. Verify MA HIC license →
For commercial properties in Boston — apartment buildings, office buildings, retail properties — property owners and management companies typically require contractors to name the building owner as additional insured on their general liability policy. This extends the contractor's coverage to protect the property owner if a third party (a tenant, a customer, a pedestrian) claims injury or damage related to the contractor's work. We accommodate additional insured requirements on all commercial pressure washing projects and provide endorsements before work begins. AURA Painting holds all required licensing and insurance — call (617) 777-7700 to discuss your project. BOMA commercial building standards →
Need Commercial Pressure Washing in Boston?
AURA Painting Inc serves all Boston neighborhoods. Licensed MA #193121, fully insured, 2-year warranty. Free estimates — most jobs scheduled within the week.
Call (617) 777-7700 ← Back to Commercial Pressure Washing